Understanding Insurance

Understanding what’s covered — and what’s not — is part of your responsibility as a patient. Our current medical system incentivizes providers to spend less time with patients, reimbursing physicians for minimal visit times. A 2017 report found that MD’s spend an average of 18.9 minutes of face-to-face time with each patient… often less time than you’d spend in the waiting room. This model requires doctors to see up to 20+ patients per day, and for naturopathic doctors who typically spend MUCH more time with their patients, the American allopathic insurance model often isn’t feasible.

As an out-of-network provider, I do not directly bill insurance companies for services provided. Instead, you’ll pay out-of-pocket at the time of booking then receive a Superbill at the end of each visit which can be submitted to your insurance company for reimbursement. By not billing directly, insurance companies can’t dictate what is medically necessary and limit your treatment options. Full transparency means you won’t receive a surprise bill from your insurance company months after your visit, putting the power back in your hands.